May 4, 2025
If you’re retired, approaching retirement, or helping a parent who is — you may be thinking about ways to make the home more comfortable, more energy-efficient, and less of a financial drain. One of the simplest and most cost-effective upgrades? Loft insulation.
In this guide, we’ll cover what older homeowners need to know in 2025 — including safety, costs, comfort, and whether it’s really worth doing if you’re planning to stay put.
Energy bills don’t go down when we stop working — and most older homes lose a huge chunk of heat through the roof. That means higher heating costs, colder bedrooms, and wasted energy year after year.
Loft insulation helps:
It’s also one of the few upgrades that doesn’t involve builders, noise, or weeks of disruption.
Yes — if it’s done properly. Many of the homes we work on were built before 1970, and our systems are designed with that in mind.
At Snug & Secure, we avoid old-fashioned spray foam and instead use breathable, modern materials that don’t trap moisture or damage the timbers. We also check for things like damp, gaps, or airflow issues — and we’ll explain everything clearly before any work goes ahead.
If spray foam has been used in the past and needs to come out, our spray foam removal team handles that too — safely and cleanly.
Insulating your loft is still one of the most affordable ways to improve a home. And the cost is usually recouped within a couple of years through lower energy bills.
Many pensioners we speak to also mention peace of mind. It’s not just about saving money — it’s about feeling warmer, safer, and more settled in your home.
We always provide clear, written quotes — no pressure, no upselling.
If you're a son or daughter helping a parent organise home improvements, we’ll work around your schedule. Whether you live nearby or need remote updates, we’re happy to communicate by phone, email, or in person.
Our team shows up on time, respects the home, and always cleans up after ourselves.
Yes — possibly more than ever.
With energy prices unpredictable, proper loft insulation is one of the few upgrades that actually gives a return. And if you’re planning to leave the house to children, or free up equity in the future, it can improve EPC ratings and survey outcomes too.
Whether you’re planning to stay in your home for another 10 years or you just want to stop wasting money on heating bills, insulating your loft is a smart move.
It’s quick, safe, and affordable — and it makes your home warmer straight away.
Ready to explore your options? Get in touch or browse our blog for more straightforward advice.
Spray foam insulation isn’t just a mortgage issue — it can also raise concerns with insurers. Here’s how it affects cover, and what to do if your policy is at risk.
Read more >>Trying to remortgage but the survey flagged spray foam? Here’s why lenders are cautious — and what steps to take if you want your application approved.
Read more >>Spray foam won’t rot your roof on its own — but it can trap moisture against the timbers, leading to hidden damage. Here’s how it happens and what to look out for.
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