May 31, 2025
If you’ve found spray foam insulation in your loft — or had a survey flag it — you might be told it’s “open-cell” or “closed-cell.” But what does that actually mean? And why does it matter?
The difference between these two types of spray foam affects:
Let’s break it down clearly, without the sales fluff.
Open-cell foam is:
It’s sometimes marketed as “breathable foam,” but that doesn’t mean it’s risk-free. If installed too thickly or without proper ventilation, it can still trap moisture — especially in unventilated lofts.
That said, open-cell foam is less likely to cause survey problems compared to closed-cell — but only if installed correctly and documented.
Closed-cell foam is:
This is the type that most often causes issues in UK homes. Why?
Most mortgage lenders reject properties with closed-cell spray foam — especially in older homes with timber roofs.
Yes. At Snug & Secure, we safely remove both open-cell and closed-cell spray foam from UK homes.
We’ll identify what’s in your loft, remove it without damaging the structure, and reinsulate with breathable, regulation-compliant materials.
Whether it’s open-cell or closed-cell, spray foam can cause problems if not installed perfectly — and in most older homes, it rarely is.
If you’re not sure what’s in your loft, get in touch for a free assessment — or browse our full blog to learn more about protecting your home’s value, safety, and warmth.
Unsure if your spray foam insulation will impact home insurance coverage or claims? Find out how UK insurers view it in 2025 and what you need to disclose.
Read more >>Spray foam insulation isn’t just a mortgage issue — it can also raise concerns with insurers. Here’s how it affects cover, and what to do if your policy is at risk.
Read more >>Trying to remortgage but the survey flagged spray foam? Here’s why lenders are cautious — and what steps to take if you want your application approved.
Read more >>