May 4, 2025
If you’ve found spray foam insulation in your loft — or had a survey flag it — you might be told it’s “open-cell” or “closed-cell.” But what does that actually mean? And why does it matter?
The difference between these two types of spray foam affects:
Let’s break it down clearly, without the sales fluff.
Open-cell foam is:
It’s sometimes marketed as “breathable foam,” but that doesn’t mean it’s risk-free. If installed too thickly or without proper ventilation, it can still trap moisture — especially in unventilated lofts.
That said, open-cell foam is less likely to cause survey problems compared to closed-cell — but only if installed correctly and documented.
Closed-cell foam is:
This is the type that most often causes issues in UK homes. Why?
Most mortgage lenders reject properties with closed-cell spray foam — especially in older homes with timber roofs.
Yes. At Snug & Secure, we safely remove both open-cell and closed-cell spray foam from UK homes.
We’ll identify what’s in your loft, remove it without damaging the structure, and reinsulate with breathable, regulation-compliant materials.
Whether it’s open-cell or closed-cell, spray foam can cause problems if not installed perfectly — and in most older homes, it rarely is.
If you’re not sure what’s in your loft, get in touch for a free assessment — or browse our full blog to learn more about protecting your home’s value, safety, and warmth.
Spray foam insulation isn’t just a mortgage issue — it can also raise concerns with insurers. Here’s how it affects cover, and what to do if your policy is at risk.
Read more >>Trying to remortgage but the survey flagged spray foam? Here’s why lenders are cautious — and what steps to take if you want your application approved.
Read more >>Spray foam won’t rot your roof on its own — but it can trap moisture against the timbers, leading to hidden damage. Here’s how it happens and what to look out for.
Read more >>