June 1, 2025
Spray foam insulation is meant to protect your home, not put it at risk. But for many UK homeowners, that protection comes with a hidden cost: damage to the roof timbers. If you’re worried about rot, moisture, or structural issues, this guide will help you spot the warning signs and know what to do next.
The problem isn’t the foam itself—it’s what it does to your roof’s ability to breathe. Closed-cell spray foam in particular can block ventilation and trap moisture against the timbers.
This can lead to:
Open-cell foam is more breathable but still risky if installed poorly or in damp conditions.
Related: Spray Foam Damp and Rot Risks
If you have spray foam in the loft, watch for:
Visible mould or warped timber is often a red flag that needs urgent inspection.
When a RICS surveyor assesses a loft with spray foam, their checklist includes:
Any suspected decay usually requires further analysis—or removal of foam to examine underlying timbers.
In extreme cases, yes. Long-term moisture exposure can compromise structural timber. This includes:
Timber rot may also void insurance claims if linked to poor insulation practices.
Related: Is Spray Foam Insulation Waterproof?
If you think spray foam has affected your loft timbers:
We provide safe foam removal across the UK. See if we serve your area: Spray Foam Removal Locations
Can spray foam hide rot in roof timbers?
Yes. Once applied, foam can completely cover joints and timber issues that would otherwise be visible.
How do I know if my roof needs repairs under the foam?
A moisture reading or endoscopic inspection can help detect hidden rot.
Should I remove spray foam if there’s timber damage?
If rot is found, removal is often necessary to prevent further deterioration and access the full area for repairs.
Can I claim insurance for timber damage caused by insulation?
Possibly—but you’ll need to prove improper installation or product failure. Speak with a surveyor or claims expert.
Is it safe to leave damp foam on timbers?
No—damp insulation can accelerate decay and mould. It should be removed and the area dried out professionally.
Unsure if your spray foam insulation will impact home insurance coverage or claims? Find out how UK insurers view it in 2025 and what you need to disclose.
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